high-deductible individual health plans
Health Insurance High‑Deductible vs Employer Coverage: $1,000 Gap?
Health Insurance High-Deductible vs Employer Coverage: $1,000 Gap? Switching from a fully-insured employer plan to a high-deductible individual health plan can save a healthy worker about $1,000 per year in out-of-pocket costs. The savings come from lower premiums, tax-advantaged accounts, and the ability to manage routine care independently.